Bilt Rewards is the first loyalty program to let you earn points on rent at any apartment with no fees. Then, you can redeem those points for travel, items in our exclusive member catalog, next month's rent, your favorite fitness classes, or even towards a downpayment on a home. With Bilt, you can finally get something back for paying your rent on time every month.
If you rent within the Bilt Rewards Alliance, our network of partner properties across the country, you have two options when enrolling in the Bilt Rewards program. If you're a Bilt Rewards loyalty-only member, you'll earn 250 points with every on-time rent payment. You're also eligible to earn significantly more Bilt Points by applying for the Bilt Mastercard. The bottom line: even if you don't qualify or aren't ready to apply for the Bilt Mastercard, you can still earn points on rent just by living at a Bilt Alliance property.
If you rent outside of the Bilt Rewards Alliance, don’t worry! Bilt can be used at any apartment or home you pay rent to live in when you're approved for the Bilt Mastercard.
The Bilt Mastercard is the card for where you live, travel, and dine. As a cardholder, you can maximize the amount of points earned on rent while earning points on other categories as well**.
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$0 annual card fee
- 1x on rent payments with no fees (on up to $100,000 in rent payments every year)
- 2x points on travel (when booked directly with an airline, hotel, car rental, or cruise company)
- 3x points on dining
Plus
- 1x points on all other purchases
- Access to Mastercard World Elite benefits
**When you make at least 5 transactions in a statement period using your Bilt Mastercard, you’ll earn points on rent and qualifying net purchases (purchases minus returns /credits) for that statement period. Rent: You'll earn 1 rewards point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of One Hundred Thousand (100,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. Rent payments can only be made to one rental property per month. Travel: 2 rewards points (1 base point plus 1 bonus point) are earned per $1 spent on qualifying net purchases made directly at retailers whose Merchant Code for Mastercard is classified as airlines, hotels, motels, resorts, cruise lines, and car rental agencies. Dining: 3 rewards points (1 base point plus 2 bonus points) are earned per $1 spent on qualifying net purchases at retailers whose Merchant Code for Mastercard is classified as eating places and restaurants, drinking places, bakeries, or fast food restaurants. Purchases not processed using the Merchant Codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other qualifying net purchases. If you do not make at least 5 transactions in a statement period you’ll earn a flat 250 points when you use your Bilt Mastercard to pay rent through the Bilt App. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, Balance Transfers, SUPERCHECKS™, wire transfers, fees or interest posted to your card account such as returned payment fees, late fees, monthly or annual fees, bets or wagers transmitted over the internet, and casino gaming do not earn points. Refer to the Bilt World Elite Mastercard® Credit Card Rewards Program Agreement Terms and Conditions for details.