You can make UWM mortgage payments through Bilt using the following payment types:
| Payment Method | Points Earned | Payment Notes |
|---|---|---|
| Bank account (ACH) | 100 | ACH payments are withdrawn directly from your bank account. There are no additional fees for ACH payments made through Bilt. |
| Visa/Mastercard debit card | 250 | Visa/Mastercard debit card payments incur a $9.95 processing fee. |
| Discover/Amex debit card | 250 | Discover/Amex debit card payments incur a 3% processing fee (minimum $3). |
| International debit card | 250 | International debit card payments incur a 4% processing fee (minimum $3). |
| Credit card | 1 point per $2 | You can pay using a Mastercard credit card. Credit cards incur a 3% fee on top of the payment amount. |
| Bilt Card | Up to 1.25X points |
Exact points on UWM mortgage payments made with the Bilt Card will depend on which bonus rewards option is selected:
|
| Bilt Points | N/A | Bilt Points can only be applied to additional principal payments (only for eligible loans and payment types). |
If you prefer not to pay digitally you can also make a payment by check or phone. Note: payments made by check or over the phone do not earn Bilt Points. Only on-time digital payments made through Bilt earn points.
When paying by phone: The first time you call to make a payment over the phone, you will need to provide your bank account information. This information will be stored for future payments made over the phone. Please note that any bank account information stored in the Bilt portal will not be accessible to the agent on the phone.